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Welcome to Defence Mortgage Solutions

Your trusted partner in navigating the unique financial landscape faced by military personnel and veterans.

Specialized mortgage advice and services

Welcome to Defence Mortgage Solutions, where we provide specialized mortgage advice and services tailored to the unique needs of Canadian Armed Forces (CAF) and RCMP members, veterans, and their families. Founded by Julie McAlpine, CD, a veteran, military spouse, and former BMO Mortgage Specialist, our mission is to offer expert guidance and support to those who serve our country.

Our Story

Julie McAlpine’s journey to creating Defence Mortgage Solutions began with her firsthand experience in the military community. As a veteran and military spouse, Julie witnessed the challenges and financial risks that defence members face due to frequent relocations and the limitations of their relocation benefits. Many were placed into mortgages that did not adequately mitigate these risks, leading to unnecessary financial strain.

Driven by a desire to address these issues, Julie leveraged her extensive experience as a BMO Mortgage Specialist and partnered with Dominion Lending Centres (DLC), the largest brokerage in Canada. This collaboration allows us to raise awareness among lenders about the importance of properly supporting defence members and their families.

Whether purchasing your first home, relocating, refinancing an existing mortgage, or exploring investment opportunities, we're here to guide you through every step."

Julie McAlpine, CD

Our Mission

At Defence Mortgage Solutions, we aim to improve industry standards through advocacy and specialized services. We are committed to:

  • Providing Expert Advice: We offer tailored mortgage solutions that address the unique challenges faced by CAF and RCMP members.
  • Raising Awareness: Educating lenders and the broader industry about the specific needs of defence members to ensure they receive appropriate support.
  • Improving Financial Security: Helping our clients secure mortgages that mitigate financial risks associated with frequent relocations and other unique circumstances.

Why Choose Us?

  • Specialized Knowledge: Our team understands the intricacies of military and RCMP life, providing advice that considers your specific needs and benefits.
  • Advocacy and Support: We are dedicated to improving industry practices and ensuring that defence members are well-informed and well-supported in their mortgage decisions.
  • Trusted Partnership: As part of DLC, we have access to a wide range of lenders and mortgage products, ensuring that you get the best possible options.

Secure your future with Canada’s Trusted Mortgage Team